Determinante varčevanja med malimi kmeti v okrožju Sokoto South, Sokoto State, Nigeria

Oyeyode Tohib OBALOLA, Rabiu Omeiza AUDU, Samuel Temitope DANILOLA

Povzetek


Majhni prihranki v gospodarstvu lahko vodijo v neučinkovito črpanje sredstev za domača vlaganja. To bi lahko bil vzrok, da je Nigerija tako močno odvisna od zunanjega zadolževanja pri razvojnih in investicijskih projektih. V dostopni literaturi je na voljo zelo malo ali skoraj nič podatkov o kulturi varčevanja med kmeti na tem območju. Pomankanje teh pomembnih informacij je bila vrzel, ki jo skuša ta raziskava zapolniti s preučevanjem vplivnih spremenljivk. Izbrano je bilo selektivno vzorčenje za izbor štirih in dveh območjih v provincah Sabongari in Gagi. Odločitev za izbor je temeljila na večinskem stanju malih kmetov na območjih. Na vsakem izmed območij sta bili naključno izbrani po dve vasi. Naključen izbor 20 kmetov iz vsake vasi je dal celokupno 120 respondentov v raziskavi. Podatki so bili pridobljeni z vprašalnikom in analizirani z opisno statistiko in multiplo regresijo. V celoti so starost, prihodek kmetije, prihodek iz nekmetijske dejavnosti, obrestna mera in razdalja do banke značilno določali velikost prihrankov malih kmetov na tem območju. Te dejavnike bi torej morali upoštevati pri oblikovanju strategij za povečanje prihrankov malih kmetov.

Ključne besede


prihranki; mali kmeti; determinante

Celotno besedilo:

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DOI: http://dx.doi.org/10.14720/aas.2018.111.2.09

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